10 Highlights

• Tampa couple's flood claim denied post-Hurricane Helene.
• NFIP classified living room as a basement.
• • Adjustment due to a 3.5-inch step in the room.
  • Jaime Giangrande-Holcom contests the basement classification.
  • Insurance policy exclusions create coverage issues.
  • FEMA's basement definition under scrutiny.
  • Natural disasters expose gaps in insurance coverage.
  • Florida faces rising insurance costs amid disasters.
  • Case sheds light on insurance policy technicalities.
  • Experts warn of increasing impacts of climate change.